Hundreds of thousands of Arkansas residents receive benefits from the Social Security Administration (SSA) – the fourth-highest number of recipients in the country. Even more may be eligible to receive Social Security disability benefits, but aren’t sure whether they qualify or how to start. Others may have applied once but received a denial. At L. Jennings Law, we specialize in assisting disabled Arkansas residents with getting the benefits they deserve, so we’ve created this quick guide to understanding the different types of benefits that may be available, including SSI and SSDI.
Supplemental Security Income (SSI)
Supplemental Security Income (SSI) is a type of financial assistance available for certain people based on certain qualifying factors. In order to be eligible for SSI, a person must have little or no income/resources in addition to being over the age of 65 or having a qualifying disability or blindness. SSI is based on need, so there is no necessary work history or contributions made to Social Security. If the qualifications for SSI are met, the applicant can start receiving payments the same month. Payment amounts depend on income if any and other resources such as vehicles or property.
Social Security Disability Insurance (SSDI)
Social Security Disability Insurance, or SSDI, is a benefits program available to those who are unable to work due to a disability. Benefits are tied to the person’s work history and contributions to the Social Security system, or in some cases, the work history of that person’s parents or spouse. The number of work credits is determined by the number of years the applicant has worked and the age at which he or she became disabled. To qualify for SSDI, the applicant must meet the SSA’s strict definition of a disability that’s expected to last for at least 12 months. Medical records are essential when determining eligibility for SSDI since they show the type and severity of a person’s disability. Once approved, you can start receiving payments dated 6 months after your disability began.
How Can a Social Security Disability Attorney Help?
For many disabled people in Arkansas, SSI and SSDI are necessary to help pay for living expenses. However, the majority of applicants receive a rejection initially, leading them to believe that they are ineligible for benefits or shouldn’t bother to appeal the decision. That’s not the case, though; often, rejections are due to a mistake in paperwork or incomplete medical information. That’s where a Social Security disability lawyer can help. Your attorney can walk you through the process and ensure that your paperwork is completed and your evidence is sufficient in order to receive the benefits that you qualify for.
It is possible to qualify for both SSI and SSDI at the same time depending on your circumstances. Your attorney can also help you understand other types of benefits that may be available to you, such as Medicaid or food assistance. The helpful and compassionate law team at L. Jennings Law has guided Arkansas residents through the process countless times, and we’re ready to help you through it as well. Whether you’re applying for the first time or have already received a denial, L. Jennings Law is here to help. Contact us to schedule a free consultation to discuss your case with an Arkansas Social Security disability lawyer today.