Each month, we work with families who want peace of mind and a plan that actually works when life doesn’t go as expected. Here are five real-life examples from just the past few weeks—proof that good planning isn’t just for the wealthy, it’s for the wise.
Do any of these sound like your situation? If so, let’s talk.
1. We helped a young family build a legacy—not just a will.
A couple in their 30s came in with two small kids and a question: “What happens if something happens to us?”
We designed a trust-based estate plan that:
– Named trusted guardians,
– Ensured their life insurance, retirement, and home would be protected,
– Funded a “common pot” trust to raise their kids if they’re gone,
– Built in stewardship-based wealth training as their kids grow up.
Instead of their children inheriting everything at 18, we created a phased release—with a co-trustee guiding them from 25 to 30 before full control. It even protects their inheritance from divorce or lawsuits. This wasn’t just a plan to transfer money—it was a plan to raise children, even in their absence. That’s what we mean by legacy planning.
2. We helped a mother qualify for Medicaid months faster—and saved the family tens of thousands.
This client came in feeling stuck. Her mother had too much in savings to qualify for Medicaid, but not enough to afford $8,500/month for care. We restructured her assets and filed strategically, qualifying her for Medicaid sooner than anyone thought possible. The result? Tens of thousands saved—and a lot less stress for the family.
3. We protected a child with special needs from losing vital benefits.
Leaving an inheritance to a special needs child requires more than good intentions. Without proper planning, it can wipe out their Medicaid or disability benefits. We created a plan that:
– Avoided probate,
– Preserved benefits, and
– Appointed a trusted person to manage the inheritance with care.
This child now has lifelong security—and the family has peace of mind.
4. We gave a spouse the legal tools to care for her husband with dementia.
Too often, people wait too long to get power of attorney in place. In this case, we got it done in time. As her husband’s condition worsened, this wife was able to:
– Manage bank accounts,
– Make healthcare decisions, and
– Handle long-term care planning—all without court involvement.
That one document avoided a guardianship proceeding and gave her the authority to act when her family needed it most.
5. We closed a probate that had been open for years.
Sometimes families try to do probate themselves—or hire someone who disappears. One client came to us with an estate that had been open for more than a year. We cleaned it up, got the filings in order, and made sure the heirs finally received what was theirs. Probate doesn’t have to drag on forever. If yours is stuck, we can help.
Estate planning isn’t just about paperwork—it’s about people.
Whether you’re trying to avoid probate, protect your home from long-term care costs, or leave a legacy your kids won’t blow, that’s what we do.
